Call: (707) 398-1523

Email: [email protected]

NMLS# 2125723

Privacy Policy

Effective Date: 21 May 2025

Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we're collecting it and how it will be used.


We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use, or modification.


We don’t share any personally identifying information publicly or with third parties, except when required to by law.


Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites and cannot accept responsibility or liability for their respective privacy policies.


You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.


Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us.


Terms of Service

1. Terms

By accessing this website, you agree to be bound by these terms of service, all applicable laws and regulations, and acknowledge your responsibility for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.


2. Use License

You are granted permission to temporarily download one copy of the materials (information or software) on the website for personal, non-commercial transitory viewing only. This is a license, not a transfer of title. Under this license, you may not:

-Modify or copy the materials

-Use the materials for any commercial or public purpose

-Attempt to decompile or reverse engineer any software

-Remove copyright or proprietary notations

-Mirror materials on another server

This license terminates automatically if you violate any restrictions and may be terminated by us at any time. Upon termination, you must destroy any downloaded materials in your possession.

3. Disclaimer

The materials on our website are provided "as is." We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including but not limited to merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

4. Limitations

In no event shall we or our suppliers be liable for any damages (including loss of data, profit, or business interruption) arising from the use or inability to use the materials on our website.

5. Accuracy of Materials

The content on our website may include technical, typographical, or photographic errors. We do not guarantee the accuracy or completeness of any material and may make changes at any time without notice.

6. Links

We are not responsible for the contents of any linked websites. The inclusion of a link does not imply endorsement. Use of any linked site is at your own risk.

7. Modifications

We may update these terms at any time without notice. By continuing to use the website, you agree to be bound by the current version of these terms.

8. Refund Policy

You may request a refund for any incomplete order. An incomplete order is one that has never been unblocked. Once unblocked, the job is considered complete and no longer eligible for a refund.

9. Governing Law

These terms are governed by the laws of Texas. You agree to submit to the jurisdiction of courts in that state.


Cookie Policy

What Are Cookies?

Cookies are small text files placed on your device to help the website provide a better user experience. They are commonly used to remember user preferences, track user activity, and store session information.

Types of Cookies We Use

Necessary Cookies: Essential for core website functions (e.g., login).Functionality Cookies: Remember your preferences and settings. Analytical Cookies: Collect aggregate data to improve user experience. Social Media Cookies: Enable tracking and retargeting via social platforms.

Your Choices

You can manage cookies via your browser settings. You may delete or disable cookies, but this may impact site functionality. For more information, visit

internetcookies.org.

Changes and Amendments

We reserve the right to update this Cookie Policy at any time. Continued use of our website after changes constitutes your acceptance.

Contacting Us

If you have any questions regarding this Privacy Policy, Terms of Service, or Cookie Policy, please contact us at:


Email: [email protected]

Phone: (707) 398-1523

NMLS #2125723

Contact Info

(707) 398-1523

[email protected]

© Copyright 2025. John Harris Mortgage Team. All rights reserved.

Contact Info

[email protected]
(816) 268-4025

Copyright ©2022
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Copeland Mortgage Company DBA Summit Lending | Arizona Mortgage Broker License #MB1013966NMLS #1850081 | Licensed In: AL, AZ, AR, CA, CO, FL, ID, GA, IA, KS, LA, MI, MN, MO, MT, NE, NC, OK, OR, PA, SC, TN, TX, UT, WA, WY, & VA |
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